Does Your Business have a Flood Plan?

Prepare Your Business for Flooding

More often than not, floods can arise without warning—the fickle nature of weather in the United States only exacerbates the unpredictability of floods, especially with so many areas susceptible to flooding. One unexpected severe storm can trigger widespread, damaging floods. Neglecting to prepare your property for possible flooding can sink your business. Stay afloat with solid preparation and a thorough flood plan and don’t forget we have a dedicated claims management team. 

It is impossible to completely flood-proof your property, but flood preparation can lower your business’ risk of damage and reduce business interruptions. Begin your preparation by consulting your area’s flood risk map, which you can find at the National Flood Insurance Program. Once you have assessed your risk, it is time to prepare your business. Buy and install products in advance that fortify your property against water.

Consider the following precautions when building or remodeling:

• Purchase flood boards for your doors that you can install when flooding is imminent 
• Seal floors to prevent water seeping through the ground
• Fit non-return valves to drains and both inlet and outlet water pipes
• Install high shelving where you can store items when flooding is inevitable
• Raise electrical sockets, fuse boxes and wiring at least 12 inches above the 100-year flood level in your area 
• Keep a pump in the basement or lowest level to remove flood water 

 Adopt these organizational precautions for your flood preparation:

• Compile a list of useful telephone numbers, including your local government and your insurer
• Learn how to shut off your gas, electricity and water
• Develop a flood plan with suppliers and clients
• Designate an emergency flood contact
• Train your employees in correct flood safety procedures
• Stockpile useful materials like plastic sheeting, plywood, sandbags, nails, hammers and shovels. 

Create your Flood Plan

A flood plan is a written document outlining how your business will respond to a flood. Store your business’ flood plan in an easily accessible location—everyone should know where it is at all times.

Flood insurance is the ultimate preparation for your business. Check your commercial coverage to make sure you are covered for flood damage. Flooding poses a substantial—and sometimes ruinous—threat to businesses in the United States. The insurance professionals at Gunn-Mowery, LLC are poised to help fortify your property. Rely on us to provide more flood preparation materials and help keep your business from going under.