Dangerous Snow Load Conditions

Since we were all impacted by Winter Storm Jonas, many have experienced dangerous property conditions. Look for warning signs! Snow loads for flat roofs in most cases in our region are typically 30 pounds per square foot. This roughly translates to 24″ to...

Safe Snow Shoveling Quiz

True or False? 1) To minimize exposure to cold do your shoveling all at once, after the snow has fallen. {True | False} 2) Shoveling is like a sport: e.g. you need to warm up, practice good techniques and drink lots of water. {True | False} 3) It’s better to...

How to Drive in the Snow Like a Pro

Those of us who were unlucky enough to grow up in places with serious winters tend to think about driving on snow the way tennis pros think about grass courts versus clay: It’s a different surface that requires some speed adjustments but doesn’t...

Cyber Liability Insurance FAQs

Q: What is cyber liability insurance? A: Cyber liability insurance (CLI) is an innovative kind of insurance uniquely suited to address the digital era we live in, and the increasing risks and exposures confronted daily by businesses which operate online, or maintain...

Holiday Fire Safety at Home

  Four fire hazards and tips to avoid them.   Picture your perfect holiday. Perhaps you hear family members laugh while the fireplace crackles in the background. Or you enjoy your favorite holiday meal surrounded by friends and the glow of candlelight in...
Three Different Types of Wellness Programs

Three Different Types of Wellness Programs

The Affordable Care Act (ACA) / HIPAA wellness program regulations recognize three different types of wellness programs: 1. Participatory wellness programs either do not offer a reward or do not make a reward contingent on an individual satisfying a condition related...